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About us

Local Expertise. Lasting Opportunities.

Dyton Mortgage Reserve was founded in Salinas, CA with a simple belief: mortgage lending should be about more than financing a home — it should be about creating opportunities and building stronger communities.

Our story

Launching in 2026, Dyton Mortgage Reserve may be a new name, but the experience behind it is well established. Our five-person loan officer team brings more than 10 years of combined mortgage expertise and over $60 million in loan volume, creating a strong foundation of knowledge, relationships, and industry experience.

Built around the individual

Every borrower has a different story, a different goal, and a different path forward. That's why we believe mortgage lending should be personal, accessible, and built around the individual — not simply the transaction.

Part of the community

As a locally based mortgage company, we want to be more than a lending office. Through relationships with homeowners, real estate professionals, local businesses, and community organizations, we strive to create meaningful connections that extend beyond the closing table. Because when we help someone purchase a home, build equity, invest in property, or reach their next financial goal, we're doing more than completing a transaction — we're helping create what's next.

1

Integrity & trust

Clear answers and honest guidance at every step, from the first conversation to the closing table.

2

Service & expertise

An experienced team that takes the time to understand your goals and explain your options.

3

Community

Locally based in Salinas and invested in the communities we serve.

Dyton Mortgage ReserveDyton Mortgage Reserve

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Contact

Dyton Mortgage Reserve
1457 North Davis Rd
Salinas, CA 93907
T: 831-998-8200
sigponce@dytonmortgage.com
NMLS #1889294
NMLS Consumer Access →
Licensed in: CA

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State Disclosures

CA: Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Loans made or arranged pursuant to a California Financing Law license.

© 2026 Dyton Mortgage Reserve. All rights reserved.

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