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Loan programs

There's a loan for every situation.

From first-time buyers to seasoned investors, our lender network includes Conventional, FHA, VA, USDA, jumbo, and specialty programs.

Conventional

Traditional financing for primary homes, second homes and investment properties, with fixed and adjustable options.

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FHA

Government-insured loans with flexible credit guidelines — a common path for first-time buyers.

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VA

For eligible service members, veterans and surviving spouses — one of the most borrower-friendly programs there is.

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USDA

For eligible homes in rural and many suburban areas.

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Jumbo

Financing above conforming loan limits for higher-priced homes.

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First-time buyer & DPA

First-time homebuyer and down-payment assistance programs that can help make the purchase work.

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Refinance & HELOC

Rate-and-term and cash-out refinancing, plus home equity lines of credit.

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Construction & renovation

Construction financing including one-time-close construction loans, plus renovation loans and manufactured home financing.

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DSCR investor loans

Qualify a rental property primarily on its cash flow rather than your personal income.

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Contact

Dyton Mortgage Reserve
1457 North Davis Rd
Salinas, CA 93907
T: 831-998-8200
sigponce@dytonmortgage.com
NMLS #1889294
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Licensed in: CA

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State Disclosures

CA: Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Loans made or arranged pursuant to a California Financing Law license.

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